Apartment & Mixed-Use Loans
Multifamily Construction Financing in Sacramento
Building apartments, townhomes, or mixed-use projects in Sacramento or Northern California? We connect developers with construction lenders who specialize in multifamily ground-up financing.
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Loan Details
Loan Amounts
$500K – $5MM+
Property Types
5+ Units, Townhomes, Mixed-Use
LTV
Up to 75%
LTC
Up to 85–90%
Rates
Starting in the 9% range
Terms
Up to 24 months
Why Work With Us
Multifamily Lender Network
Access lenders who focus on multifamily construction and understand the unique requirements of apartment and townhome projects.
Mixed-Use Expertise
We structure financing for mixed-use developments combining residential and commercial components.
Sacramento Density Knowledge
We understand local zoning, density bonuses, and entitlement processes specific to Sacramento County and surrounding areas.
Scalable Financing
Whether you're building 5 units or 50, we can match your project with the right lender and loan structure.
Frequently Asked Questions
What types of multifamily projects do you finance?+
We place financing for apartment buildings (5+ units), townhome developments, condo conversions, and mixed-use projects with residential and commercial components.
What experience do lenders require for multifamily construction?+
Most lenders prefer borrowers with prior development experience, though first-time developers with strong liquidity, a qualified GC, and a viable project can access certain programs.
Can I finance a mixed-use project?+
Yes, we work with lenders who finance mixed-use developments that combine residential units with ground-floor commercial space.
What is the typical timeline for multifamily construction loans?+
Terms up to 24 months are available, with extensions possible depending on project scope and lender programs.
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Related Financing Options
After Construction: Long-Term Rental Financing
Multifamily developers commonly refinance into long-term investor financing once the property is leased up and stabilized.
Investors holding completed properties as rentals commonly refinance the construction loan into a DSCR loan once the property is leased and producing income. DSCR financing qualifies on the property's rental cash flow rather than personal income, which is why it's a common takeout for stabilized rentals.
For long-term rental property financing, investor cash flow loans, and DSCR refinancing options, visit DSCRLoansOnline.com.
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